The chapter presents a vision of Berlin after socialisation of housing, as proposed by DWE. It details the organisational structure of a new institution (Anstalt öffentlicher Rechts) that would manage this housing democratically. It explains the legal rules for calculating the compensation to the expropriated landlords. It also compares the non-profit-oriented architecture with the ‘architecture of financialisation’: the housing built by the corporate landlords.

This chapter discusses the world of financial technology, or fintech, which can be defined as the intersection of financial services and digital technologies. The fintech ecosystem involves a wide range of players that together have transformed the financial services industry, embraced and stimulated innovation and continuously improved customer experience. This chapter provides an in-depth macro analysis of the global fintech industry, describing the current status of the market as well as highlighting current and future trends for the sector. Further, the chapter discusses the impact of digitalization on fintech firms by delineating the opportunities as well as the challenges that it has brought. The last section of the chapter includes two fintech cases studies belonging to the currently “hottest” sub-segments of the sector, namely, “insurtech” and “realtech,” in each case highlighting the main characteristics of the application or platform, presenting the founding team and describing the main company competitiveness indicators for time-to-market as well as user value.