The ratio of the mass density in visible galaxies to the upper limit for the HI mass density determined from the lack of continuous Ly-α absorption in QSO spectra is 3 × 104. Thus, if galaxies form by condensation from an intergalactic medium, the process must be extremely efficient. Although no absorption due to a continuous distribution of intergalactic HI has been detected, many QSOs have been discovered that have absorption lines in their spectra, which have redshifts very different from the emission lines, and may be produced in clouds of integalactic HI. As would be expected if this were the case, the proportion of QSOs with absorption lines in their spectra is greatest for those which have large emission line redshifts. Another possibility, especially for those absorption lines in redshift systems with Zabs nearly equal to Zem , is that the absorption lines are produced in clouds surrounding the QSO.