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Journal of the Institute of Actuaries, Volume 3 - 1853

Contents

Page 2 of 7

Other

Foreign Intelligence

Other

Research Article

  • On the Life Assurance Companies of Germany—their Constitution, Condition, and Prospects: being the substance of a Paper presented to the Institute of Actuaries

  • Rath G. Hope
  • Published online by Cambridge University Press:
    18 August 2016, pp. 220-233

  • V. The life assurance branch of the General Assurance Company (Assicurazioni Generali Austro Italiche) in Trieste was established in 1834 as a separate branch of business of this Company, which also undertakes fire and marine assurance; and its operations extend not only to all Austria and Germany, but also to other European countries, and especially to Italy. It is a purely Proprietary Company, the assured receiving no part of the profits of the Company. The security for the fulfilment of the Company's engagements is a share capital of two millions gulden (£200,000), in 2000 shares of 1000 gulden (£100) each, of which 10 per cent. is paid up. One half of the capital is specially set apart for the guarantee of the life and annuity business. The Company offers to the public the choice of a great variety in the modes of assurance. Assurances for the whole life, for fixed periods of years, of sums deferred for a given time—assurances of the sum payable either in case of death or on attaining a given age—survivorships, the last with the return of premiums in case of the life against which the assurance is made dying first—as well as endowments and life annuities—are granted. As in other established Companies, by far the greater part of the business consists of the single assurances for the whole life, and the other modes are resorted to but seldom. The premiums appear to be computed on some peculiar data, or a table not generally recognized.

Notes and Queries

Foreign Intelligence

Notes and Queries

Foreign Intelligence

Notes and Queries

Foreign Intelligence

Notes and Queries

Page 2 of 7