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CAPITALE SOCIALE, AZIONE COLLETTIVA E RENDIMENTO ISTITUZIONALE: IL CASO DI UN PROGRAMMA DI MICROFINANZA

Published online by Cambridge University Press:  17 July 2018

Introduzione

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L'importanza dei problemi legati all'azione collettiva — e più in generale alla cooperazione — per lo studio della politica non può essere trascurata. In effetti, è difficile trovare un'area della vita sociale in cui siano assenti. Alcuni di questi problemi trovano delle soluzioni; molti altri no. A questo riguardo, si è spesso fatto uso del dilemma del prigioniero, in cui la defezione domina indipendentemente dalle decisioni attese da parte dei singoli attori. Sebbene tuttavia tale modello fornisca importanti spunti per comprendere le complesse dinamiche legate a un'interazione tra più individui, tende a sottovalutare il ruolo delle aspettative, con conseguenze rilevanti sia da un punto di vista teorico che di policy making.

Summary

Summary

The importance for political studies of the problems related to collective action and more generally to cooperation cannot be neglected. Some of these problems find a solution; others don't. This article is related to the growing literature about social capital. It shows that social capital (i.e. institutionalized expectations of cooperation) can help to explain the institutional performance of a microfinance programme settled in Ethiopia. In this regard, it is assumed that the rate of repayment for different credit groups is influenced by their ability to lower the transactions costs of supplying a collective good (an efficient regime). The channels through which the social capital is hypothesised working are addressed from both a theoretical and an empirical point of view. The consequences of these findings in terms both of politics and policies for development, especially in the rural areas of Ldc's, are finally assessed.

Type
Ricerche
Copyright
Copyright © 2003 by Società editrice il Mulino, Bologna 

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