This book journeyed through time to show how many of the seemingly new and incomprehensible financial technologies in the modern world have analogues in the past. The goal of this journey was to make those seemingly abstruse and inexplicable current events more readily understandable. Hopefully, this gives readers the context needed to make better financial decisions. But the greater goal is to show that current events demonstrate that the era of traditional financial regulation is over. This is a call to action for scholars, lawyers, judges, and policymakers to rethink law and regulation in light of a digitally connected world.