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6 - Twin Peaks Financial Regulation in New Zealand

from Part II - The Trek towards Twin Peaks

Published online by Cambridge University Press:  24 June 2021

Andrew Godwin
Affiliation:
Melbourne Law School
Andrew Schmulow
Affiliation:
University of Wollongong, Australia
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Summary

New Zealand’s response to the Global Financial Crisis was to accelerate the introduction of wide-ranging legislative reform based on the Twin Peaks model of financial regulation. Ten years on from the GFC, it is timely to consider this reform. This chapter examines how Twin Peaks has been implemented in New Zealand, whether regulatory vulnerabilities remain and how matters such as regulatory overlap and coordination between regulators are dealt with. In addition, because New Zealand and Australia have a unique interdependence that impacts on regulation, this chapter further looks at mechanisms for cooperation between the two jurisdictions.

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Publisher: Cambridge University Press
Print publication year: 2021

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