Although the subject we are about to discuss is frequently referred to as “Health” Insurance, I venture to submit that as a mere question of exactness Sickness Insurance is the correct term. The common method of naming systems of Insurance is not, however, too exact, but that is no sufficient reason for being inexact where exactness is possible. Insurance against fire, insurance against accident, and insurance against sickness are expressions, each of which carries with it a precise meaning; but to speak of “insurance against health” would be a contradiction and an impossibility. In Life work we refer to Life Assurance, while in reality we mean insurance against death, and in respect of this particular business, whoever may have been responsible for the primary use of the term was wise in his generation. To write or speak perpetually upon the subject of death even in its relation to insurance would be a lugubrious vocation to engage in. The subject itself would not only be uninviting but repellent, and therefore as far as possible men would seek to avoid its discussion. For the same reason I imagine “Health” Insurance is preferred by some to Sickness Insurance; but the description cannot be supported by the same reasoning, while, as I have said, it is incorrect and therefore unnecessary.