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Consumer credit calculations

Published online by Cambridge University Press:  20 April 2012

C. D. Daykin
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Extract

1.1. In 1968 the government of the day set up a committee under Lord Crowther to carry out a wide-ranging review of consumer credit. At that time only a few aspects of this complex field were covered by legislation and there was a minimal degree of control and consumer protection. The Crowther Committee reported in March 1971 with a fairly voluminous report, making extensive recommendations for changes in the law and for greatly increased control of this increasingly important area of consumer affairs.

Type
Research Article
Information
Journal of the Institute of Actuaries , Volume 107 , Issue 3 , September 1980 , pp. 327 - 344
Copyright
Copyright © Institute and Faculty of Actuaries 1980

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References

(1) Consumer Credit. Report of the Crowther Committee. Cmnd 4596.Google Scholar
(2) The Consumer Credit (Total Charge for Credit) Regulations 1977, SI 1977/327 (now replaced by The Consumer Credit (Total Charge for Credit) Regulations 1980, SI 1980/51).Google Scholar
(3) The Consumer Credit (Exempt Agreements) Order 1977, SI 1977/326 (now replaced by The Consumer Credit (Exempt Agreements) Order 1980, SI 1980/52).Google Scholar
(4) The Consumer Credit (Advertisements) Regulations 1980, SI 1980/54.Google Scholar
(5) The Consumer Credit (Quotations) Regulalions 1980, SI 1980/55.Google Scholar
(6) Consumer Credit Tables, H.M.S.O., 1977.Google Scholar
(7) Compound Interest and Annuities-Certain. D.W.A. Donald, 2nd edition, 1970.Google Scholar
(8) Reform of the Law on Consumer Credit. Cmnd 5427.Google Scholar