^{page 424 note *} Assignments in the United States would seem to be generally absolute in form, deeds of mortgage not being apparently customary.

^{page 425 note *} We venture to suggest that the cases are not on all-fours, as in the former the assured's concurrence is necessary, in the latter he need know nothing about the matter.

^{page 426 note *} Our correspondent has been good enough to make enquiries of the leading offices. Incidentally it is remarked that a large company has for some years declined to write policies for the benefit of creditors.