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Housing Inheritance and Inequality: A Response to Watt

Published online by Cambridge University Press:  12 June 2009

Chris Hamnett
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Paul Watt's (1993) response to my article ‘A nation of inheritors?’ (Hamnett, 1991) raises some interesting and worthwhile questions about the class basis of housing inheritance which I would like to address and clarify. To recapitulate briefly, my article attempted to assess the validity of Saunders's (1986, 1990) arguments regarding the importance of home ownership and housing inheritance in the creation of a new consumption cleavage independent of social class. Using data from a survey of beneficiaries I argued that although housing inheritance is distributed across the class spectrum, the incidence of inheritance is far greater amongst home owners, higher social classes and those living in southern Britain (where home ownership is longer established) than it is among council tenants, the lower social classes and those living in the north. I argued that there is nothing inherent in a person's social class, housing tenure or location which makes inheritance more likely. On the contrary, the determinants of housing inheritance are influenced by the social characteristics of dying home owners. Because the structure of inheritance reflects the structure of property ownership a generation ago, current differences in the incidence of inheritance will reflect the class and tenure characteristics of the dying population and their relationship to the class and tenure characteristics of beneficiaries. The incidence of housing inheritance is higher among home owners and those in higher social classes because their parents are more likely to have been home owners. I went on to argue that because home ownership has become much more widely spread across the class spectrum over the last 40 years (Hamnett, 1984), the incidence of housing inheritance in 30–40 years' time is likely to be more widely spread than it is today. Thus, I concluded that whilst Saunders' arguments regarding the distribution of house inheritance are not empirically supported today, they may be more so in 30–40 years' time. I argued, however, that although housing inheritance was likely to be more widespread in future than it is today, the children of tenants were unlikely to inherit. Given the growing social residualisation of the council sector I argued that ‘the less skilled, the low income and the unemployed’ were likely to be excluded from inheritance.

Type
Articles
Information
Journal of Social Policy , Volume 24 , Issue 3 , July 1995 , pp. 413 - 422
Copyright
Copyright © Cambridge University Press 1995

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References

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