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Mortgage Borrowing as a Frontier Developed: A Study of Mortgages in Champaign County, Illinois, 1836–1895

Published online by Cambridge University Press:  03 February 2011

Robert F. Severson Jr. ,
James F. Niss  and
Richard D. Winkelman
Robert F. Severson Jr.
Affiliation:
Rutgers, The State University
James F. Niss
Affiliation:
University of Illinois at Chicago Circle
Richard D. Winkelman
Affiliation:
Arizona State University
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Extract

This study of mortgage borrowing in the American West covers mortgage activity in Champaign County, Illinois, from 1836 through 1895, but emphasizes the years 1854 through 1895. This time span covers the county from the time it was a part of the American frontier until it became a developed geographic unit within the national economy. Primary concern is with the level and trend of interest rates and with sources and uses of mortgage funds.

Type
Articles
Information
The Journal of Economic History , Volume 26 , Issue 2 , June 1966 , pp. 147 - 168
Copyright
Copyright © The Economic History Association 1966

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References

1 Peck, J., Guide for Emigrants, 1836 (Boston, 1836), p. 287Google Scholar.

2 Bogue, Margaret B., Patterns from the Sod (Springfield: Illinois State Historical Library, 1959), p. 17Google Scholar.

3 Bogue, Allan G., From Prairie to Corn Belt (Chicago: University of Chicago Press, 1963), p. 171Google Scholar.

4 Fels, Rendigs, American Business Cycles, 1865–1897 (Chapel Hill: University of North Carolina Press, 1959), p. 91Google Scholar.

5 Homer, Sidney, A History of Interest Rates (New Brunswick, N. J.: Rutgers University Press, 1963), p. 287Google Scholar.

6 Fellner, William, Trends and Cycles in Economic Analysis (New York: Henry Holt, 1956), p. 397Google Scholar.

7 William G. Murray, An Economic Analysis of Farm Mortgages in Story County, Iowa, 1854–1931 (Research Bulletin No. 656; Ames, Iowa: Agricultural Experiment Station, Iowa State College, 1933), p. 396.

8 Eleanor H. Hinman and J. O. Rankin, Farm Mortgage History of Eleven Southeastern Nebraska Townships, 1870–1932 (Research Bulletin No. 67; Lincoln: University of Nebraska Agricultural Experiment Station, 1933), p. 24.

9 Murray, pp. 376–93.

10 Hinman and Rankin, p. 44.

11 Ibid., p. 45.

12 Ibid., p. 38.

13 Murray, p. 386.

14 Fellner, p. 397.

15 Bowman, Alexander, Map of Champaign County, State of Illinois (Chicago, 1863)Google Scholar.

16 Plat Book of Champaign County (Chicago, 1893).