The Earth is entering a period or unprecedented change due to the destruction of the natural systems that have enabled and sustained human life over thousands of years. The public debate about the contributing factors to this destruction has begun, and many prominent leaders and major governments have demonstrated their awareness of the problem. Despite the shift in public opinion, and a new awareness, little has been achieved that is likely to prevent further damage. The damage is being caused mainly by processes that are fundamental to the production of food and industrial goods. It follows that preventive action in agricultural and industrial societies will need to be far-reaching and involve a reappraisal of both individual styles of life and major institutions.

The 1990 UN Bergen Conference recognized that education would need to be central to the process of reassessment and redirection. It also recognized that education takes place in the workplace as well as in schools and colleges. This article argues for an education that is linked to the development of a new intelligence. It further argues that banks are key institutions, acting as channels for investment in the future and staffed by highly-qualified professionals who are nevertheless constrained and ‘educated’ by their institutional roles. The article examines the new and emerging responsibilities of institutions such as banks. It proposes some steps towards recognizing and fulfilling these responsibilities, and also towards redirecting the educational and investment functions of banks.