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Life insurance underwriting in the United States – yesterday, today and tomorrow
Published online by Cambridge University Press: 18 June 2013
Abstract
Underwriting in the United States (US) life insurance marketplace has evolved tremendously over the last several decades. This paper will take a brief look at that history, from the older underwriting techniques still in use today to the introduction of smoker/nonsmoker distinctions in about 1980 to the evolution of preferred underwriting in the late 1980s, and finally to a movement toward simplified issue underwriting and a new approach to older age underwriting today.
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- Type
- Sessional meetings: papers and abstracts of discussions
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- Copyright © Institute and Faculty of Actuaries 2013
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