Although insight experiences are recognized to be cognitively, physiologically, and neurologically distinct from other forms of reasoning and problem solving, it also appears that the experience of insight is not the same for all types of individuals or in all circumstances. Researchers in our lab and others have begun to examine the individual differences associated with the insight experience: what makes certain individuals more likely to report solving problems insightfully, and how might the subjective experience of insight differ among people according to their underlying psychological and neurobiological characteristics? Research demonstrates that the tendency to experience insight during problem-solving varies among individuals as a function of transient differences in one’s psychological state as well as stable, trait-like differences in neurocognitive dynamics. We argue that an individual differences approach can further disambiguate the components of insight on the behavioral and neural levels and help us understand when, and for whom, such experiences are most likely to occur, and how they may affect us depending on our individual motivations, goals, and underlying neurobiology.