This chapter examines the link between election fraud and British Muslim populations. It begins with a brief history of electoral fraud from the earliest times to draw out the recurring challenges and past attempts to meet them. This is followed by an overview of the workings of modern election fraud encompassing systemic vulnerabilities, opportunities and mechanisms as well as the attendant statistical difficulties. This sets the phenomenon in context and explains the nature of its association with South Asian Muslims. The chapter proceeds with a theoretical discussion of the ways in which election fraud can be interpreted and addressed through law. It notes that a liberal individualistic approach can justify strong safeguards against individual wrongdoing but struggles to account for the collective dimensions of elections, while multiculturalism pays greater heed to the importance of groups but suffers from an indiscriminate understanding of the various types. The chapter concludes with a pluralist response which systematises the individual and group elements of the democratic process before developing an historically informed programme for practical reform.

This chapter addresses the growth of Islamic banks and finance in the UK. It begins with a brief historical overview of the informal institutions that were forerunners to Islamic banks and their development into a thriving global industry in which the UK is a leading player. It proceeds to survey the distinguishing features of Islamic banking and typical financial products before charting the innovative regulatory reforms that permitted the industry to expand. A section on the small volume of English case law highlights the standard but manageable issues arising from its continuing organic growth. The subsequent section models the two conventional theoretical approaches to the rise of Islamic banks and the regulatory means used to achieve it, as well as the problems with these interpretations. The final section sets out a pluralist response offering the best explanation and justification for these developments. It concludes with an appraisal of the problem of informal financial instruments and an optimistic assessment of the industry and the new formal institutions created, falling as they do within the general regulatory framework of the UK’s financial system.