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1 results

  • 1 - Seven Financing Models

  • Federico Toth, Università degli Studi, Bologna, Italy
  • Book:
    Comparative Health Systems
    Published online:
    20 August 2021
    Print publication:
    09 September 2021, pp 6-36

  • Summary

    The first chapter presents seven models through which it is possible to finance healthcare services (and protect oneself from the risks of disease). Seven different funding models are introduced: (1) The direct market; (2) Voluntary health insurance; (3) Social health insurance; (4) Targeted programs; (5) Mandatory residence insurance; (6) The universalist model; (7) Medical savings accounts. For each model discussed, attention is paid to the following dimensions: who pays and who benefits from the system; the number and legal status of the insurers; the methods by which users contribute financially; the freedom of choice granted to citizens; the relationships between insurers and providers; the role played by the State.