We have a choice of when and how to plan. We can choose to plan proactively or reactively. Optimal time to start is when you are young and healthy. Studies show a direct correlation between the quality of life of those who are suffering from illness or incapacity and their level of planning. Creating a clear and comprehensive plan is a gift to your loved ones. Estate planning is too important to be considered a “do-it-yourself” project. Principal estate planning documents explained: 1. Last Will and Testament. 2. Trust. 3. Power of Attorney. 4. Health Care Proxy. 5. Living Will. Chapter give strategies on the best estate planning through the decades.

With the tremendous growth of people over age 65—10,000 people a day cross that marker—it is expected that in the next 20 years nearly every middle-aged person will be caregiving someone. Few have any idea what lies ahead. No clear charted course. Takes a toll, mentally and physically. Caregivers need help too. Chapter describes Seven Core Strategies that can provide the support and renewal caregivers need throughout their journey. Look for outside help. Find a support group. Figure out a self-care plan, and do it. Enlist outside help for your loved one’s physical needs. Maintain your own health. Make time to reflect on your situation. Find your team. The greatest comfort you can know is that you have cared, you have invested yourself, and that you have loved.