An investigation was conductedtoinspectthewearandfabrication of chromium carbide-nickel-chrome particles incorporated into the nickel phosphorus. St37 steel was selected to be the base and a comparison between the base and coating properties was made. The optimized parameters regarding efficiently coating the second phase particles, such as deposition rate and particle distribution in the surface and cross-section, were determined. The best heat treatment cycle for obtaining maximum hardness and wear resistance was heating the samples for one hour at 400 °C in a furnace and cooling them all to room temperature. Evaluation and inspection of the final coated samples was conducted by X-Ray Diffraction and Scanning Electron Microscopy equipped with an EDAX analyzer and microhardness tester. Composite coatings containing 22% chromium carbide nickel-chrome as the second phase showed the highest wear resistance on a low Carbon steel base, in comparison with other electroless composite coatings and electroless Ni-P, and after heat treatment for one hour at 400 °C, these coatings with 40 µm average thickness had microhardness of nearly 1000 Vickers.