^{page 65 note 1} In support of these views, the following sentence may be quoted from a paper given last session to the Insurance Institute of Ireland by Dr. John Lumsden:— “If all first-class Companies could join hands in working out the problem great results might be expected, and surely in the records of British Companies there is a rich mine of information bearing upon prognosis in diseased states, which, if properly worked, would yield returns no less valuable to the whole medical profession than to the Insurance Companies and their policyholders.”